Household insurance for market traders

Marketline arranges household insurance exclusively for market traders and stall holders. Cover is easy to arrange and provided from RSA and helps protect you against unexpected costs that you may incur if you were found legally liable.

Call us on 0207 618 2929 to get a quote or click here to arrange a call back Mon-Fri 9-5.30pm.

Our household insurance can cover your owned or rented location to prevent any financial losses in case of emergency.

What is household insurance?

Whether you own or rent your home, it is important to have cover in place to protect the property and contents in case of loss.

Household insurance can help to alleviate the financial strain of repairing or replacing damaged or stolen goods within your home. Some common causes of household insurance claims include:

• Natural events such as fire, flooding, storms
• Escape of water
• Theft
• Accidental damage (often additional)
• Freezer food (often additional)

Is household insurance a legal requirement?

Having home insurance is not a legal requirement. However, it’s always a good idea to protect your property and contents against accidental damage and theft.

Also, many mortgage providers require you to arrange buildings insurance as a condition of the mortgage – so although it’s not legally required it is often necessary for homeowners to have some form of home insurance.

What does household insurance cover?

Our Household Buildings policy covers the structure of your home (the walls, floors, windows, doors, and roof), permanent fixtures and fittings (for example sinks, toilets and baths), as well as garages and domestic outbuildings.

Buildings

• Property owners’ liability cover – up to £2,000,000
• Accidental breakage/damage – drains, pipes, cables, glass etc.
• Trace and access cover - up to £5,000
• Alternative accommodation covers up to 20% of your building sum insured

Our Household Contents policy covers most items within the home that are not permanent fixtures and fittings, for example: furniture, household goods, personal belongings, and valuables.

Contents

• New for old (can be extended to include accidental damage)

'New for old' means that you will be compensated for the equivalent value of what the product or item is valued at that should you make a claim.

• Theft from a garage or outbuilding covers – up to £3,000
• Includes cover for loss of keys, frozen foods, and plants in your garden

Optional cover

• Full accidental damage
• Personal belongings
• Legal expenses cover

FAQs

For more information on household insurance, including buildings, and contents look at our Household insurance FAQs. Here you’ll find answers to the most frequently asked questions that market traders may have.

Call us on 0207 618 2929 to get a quote or click here to arrange a call back Mon-Fri 9-5.30.